|What’s an EMV authorization and how SEAL can help your company to start processing EMV transactions?
- EMV authorization is the process of validating cryptographically the transaction data generated by EMV cards and generating protected responses
- EMV online authorization guarantees that cards being used at EMV terminals and data being transmitted are authentic
- EMV authorization also allows cards to cryptographically authenticate their issuers
- SEAL facilitates the EMV authorization process with an intuitive Application Programming Interface (API)
- SEAL generates protected EMV administrative commands (scripts) which are signed/enciphered to a particular card, in a particular session.
- SEAL can also be used to validate One Time Password (OTP) codes generated by Chip Authentication Program (CAP) or Dynamic Password Authentication (DPA) readers
- Easy cryptogram validation: one simple call to check whether a cryptogram is genuine or not
- Easy protection of the host decision: the approve/deny decision can be easily encoded into a protected Issuer Authentication Data (IAD) data element
- Supports the most popular EMV scripts, including PIN unblock, PIN change, application block, application unblock, card block4 and parameters update
- Support for the most popular Operating Systems, including Linux™, Oracle Solaris™, IBM z/OS®, HP/AIX® and Microsoft Windows™
- Support for the most popular Hardware Security Modules (HSM) including HP Atalla NSP, IBM ICSF, Thales HSM8000, TrueAccess Dinamo and SafeNet EFT
- EMV applications supported: VSDC 1.4.0, VSDC 1.4.2, M/Chip 2.1, M/Chip 4, EMV CCD (Common Core Definitions) 4.2
- Programming Interfaces: C/C++, Java™, COBOL (IBM z/OS only)
Operating Systems supported: